Looking for a better way to track your monthly bill payments? If you are struggling to stay on top of your monthly bills, this very simple printable monthly bill tracker is a great place to start.
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Starting with a super easy, uncomplicated tracker can help you start to feel in control. Once you have some financial confidence it will make money management so much easier. In this post, I’ll help you get started using this free tracker.
32% of Americans have paid a bill late in the past six monthsLending Tree, 10/3/22
I have not been great with finances most of my life. I was a notorious over-spender and would often pay bills late. This only made things worse because of the added late fees. I would fall behind so much that it was very hard to catch up.
One of the biggest changes we’ve made in our finances has been to track everything! Keeping a simple monthly bill tracker has helped me to stay on top of bills that are due and make sure I pay them on time.
This is just one baby-step in the right direction but it’s an excellent first step if you’re working on improving your finances.
What is the best way to keep track of bill payments?
Using a printable monthly bill payment log can help you stay on top of bills and avoid outrageous late fees. Being able to visually see all your bills in one place makes it harder to overlook a payment.
Using this free printable monthly bill tracker is a great way to create a checklist for each month.
Before You use this bill tracker
Organize your monthly bills
Gather all of your monthly bills. Have your bank account open and ready. Start by drafting a list of all of your monthly bills including the due date and minimum payment, if applicable.
You might even want to pair this tracker with my old-school calendar method to manage monthly bills.
Don’t forget to include quarterly or annual bills, they can really sneak up on you.
More posts like this:
- Set up your Sinking Funds and Get Started Saving
- How to track your monthly bills – the Calendar method
- Printable Habit Tracker
Break down quarterly or annual bills.
When you have large bills like an insurance bill, quarterly water bill, or taxes the first step is to break it down. Take the Annual amount and break it down into 12 monthly payments. While you won’t make these payments to the company each month you can move that money into a special savings account (or sinking fund!) so you have the money ready when the bill is due.
These larger payments can really feel overwhelming. We use a savings method called Sinking Funds to help us save for these larger, less frequent bills. You can read more about our Sinking Funds and get a free Sinking Funds worksheet here.
Print and use my Monthly Bill Tracking Printable to help you manage your household bills. You can get the worksheet at the bottom of this post.
What to include on the Monthly Bill tracker
- Heating fuel
- Cable TV
- Phone Service
- HOA Fees
- Club Fees
- Streaming services (like Hulu and Netflix)
- Auto Insurance
- Health Insurance
- Life Insurance
- Homeowners/Renters Insurance
- Credit Cards
- Loan Payments
- Child care
- School tuition
- Gym Fees
- and more
Start Tracking Your Bills with this Monthly Bill Tracking PDF
Fill out the form below to receive your free printable.
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The fine print:
For personal use only. Please do not reproduce or redistribute without written permission. Classroom use is permitted.