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The Money Saving Mom’s Budget Book – Review

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I was blessed to meet one of my long-time favorite bloggers Crystal Paine aka. “MoneySavingMom”  at The Relevant Conference back in 2010.  I had been following her blog for quite some time; I even spent many long Sunday afternoons clipping coupons, organizing my coupon binder and walking out of CVS with my stash of freebies.

I attended the Relevant Conference again this year and Crystal was there sharing her new book The Money Saving Mom’s Budget with all of the attendees. I was ready to get my hands on the book (and I wasn’t alone!) I’m pretty sure Crystal’s table was buzzing with bloggers all weekend!


I sat down and read most of the book in just 2 days, and I’m not a big reader.  NO LIE.

Crystal had made The Money Saving Mom’s Budget easy to understand and shares ideas that you can implement right away!

Right in the beginning of the book Crystal outlines steps that you can take to meet your financial goals. Each of these goals is broken into monthly actions, which really helps to break down the process into doable steps.

Rule #1 – Set big goals and break them down into bite-sized pieces
Rule #2 – Streamline your life and cut the clutter
Rule #3 – Set up a realistic, workable budget
Rule #4 – Take the cash-only challenge
Rule #5 – Use coupons
Rule #6 – Never pay retail
Rule #7 – Choose contentment

My BIG  “ah-ha” from the book:

Goal Setting

For many people goal setting comes natural to them, second nature. They know what they want to accomplish and most have a deadline in mind. I have lofty dreams, and I do often set goals – for me it was the idea of breaking down a goal into bite-sized and measurable pieces. I love this idea because it can be used in so many different areas of our lives, including finances.

For example:

I’m trying to lose at least 70 lbs this year. That is a very overwhelming goal.  A big goal.  It often seems unattainable. But if I break down my goal into bite-sized pieces, it’s much more encouraging to look at how the goal breaks down into monthly or even weekly goals.

    • I need to aim to lose 5.8 lbs per month
    • That’s just 1.45 or about 1 1/2 lb a week.
    • Doesn’t that sound much more achievable?!
Another example:
We would LOVE to Save up to go on a cruise for our 10th anniversary. Right now that goal sounds lofty with us needing about $3000. But when I broke down this goal, it was much more attainable!
    • Amount to save: $3000
    • Time to save= 3 years and 7 months  or 42 months
    • Monthly Goal:  $71.42/ month
    • Weekly Goal:  $17.85/week
    • If you want to break it down even more that would be just $2.55 per day!
WOW! Just $17.85 a week. I could easily skim $17.85 off of our budget each week if that means we could go on a celebrate 10 years on a cruise!!
Breaking down goals into bite sized pieces has really changed the way I look at goal setting. Many of our goals that seemed BIG and unattainable now seem within reach!
The Money Saving Mom’s Budget Book is full of so many great, practical tips and how-to’s it is a good investment, no doubt! You can buy Crystal’s book  at Amazon.com and at most bookstores!  Do you prefer the Kindle version?  You can find the kindle version in the Amazon.com Kindle Store.

Thanks to Crystal today I’ll be giving away a copy of Money Saving Mom’s Budget.

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  • Reply
    January 30, 2012 at 12:24 am

    Would love to read Crystals book I <3 her 🙂

  • Reply
    January 30, 2012 at 11:00 am

    Money Saving Mom is one of my favorite sites!

  • Reply
    January 30, 2012 at 12:14 pm

    I hope I win!! 🙂

  • Reply
    January 30, 2012 at 12:26 pm

    Great tip about breaking it down by pounds per week! Much less intimidating to think of than my total goal!

  • Reply
    Diane Kratz
    January 30, 2012 at 2:14 pm

    No coincidence I read this today when I was thinking about our poor finances and the thought hit me, “Why can’t I write down my goals?!?”

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